34423 Desert
Acton, CA, 93510
$869,000
MLS: SR26032109
Beds
4
Baths
3
Sq Ft
2,253
Lot
1.17 ac
Year Built
2000
MLS #
SR26032109
Days on Market
31
Listed
Feb 22, 2026
Description
Welcome to Star Point Ranch in Acton, CA! This North Acton, beautifully updated single-story 4-bedroom, 3-bathroom home spans just over 2,200 sq ft and features new carpet in all bedrooms, wood flooring in the main living areas, Grand stone fireplace in the family and an upgraded entertainer’s kitchen with a large walk-in pantry, perfect for hosting family and friends. Neutral colors throughout. The primary suite boasts a soaking tub, new shower glass in the spacious walk in shower, New luxury planked flooring and a large walk-in closet, creating a luxurious retreat. Additional highlights include a 3-car attached garage with a new garage door opener, a covered patio, an above-ground filtered pool with a large sun deck, and a sports court—ideal for year-round outdoor fun and entertaining. Open and inviting living spaces, modern upgrades, and abundant natural light make every room feel spacious and comfortable. Enjoy the freedom of no HOA in a serene, equestrian-friendly community with plenty of outdoor space. Off street Rv parking too! Zoned A2. Paved roads. Natural gas and county water. Don’t miss this rare move-in-ready opportunity in one of Acton’s most desirable areas! Come for a visit. Stay for a lifetime. Welcome Home!
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: James Chikato · Pinnacle Estate Properties, Inc.
Payment estimate
$6,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,900 · Loan: $782,100
- Principal & Interest
- $4,805
- Property tax (1.25%)
- $905
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $30,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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