ActiveSingleFamilyResidence

314 Montechico Dr

Monterey Park, CA, 91754

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$1,295,000

MLS: MB26096985

Beds

4

Baths

3

Sq Ft

2,638

Lot

0.23 ac

Year Built

1958

MLS #

MB26096985

Days on Market

1

Listed

May 5, 2026

Description

Welcome to 314 Montechico Dr, Monterey Park. This well-maintained 4-bedroom, 3-bathroom home offers 2,638 sqft of living space on a generous 9,976 sqft lot with beautiful views. The functional layout features bright, spacious living and dining areas, ideal for everyday living and entertaining. The main level includes 3 bedrooms plus a small den/office, while the lower level offers a private bedroom with backyard access via sliding doors and a full hallway bathroom. The downstairs family room includes a fireplace, built-in bar, sink, and cabinetry—perfect for a lounge or entertaining space—while the upstairs living room features a second fireplace. Interior highlights include travertine flooring, granite countertops, and updated vinyl windows and three sliding doors. A dedicated hallway closet houses the washer and dryer. Outdoor features include a wooden deck connected to the living room and an upstairs balcony, as well as a concrete patio off the lower level. The landscaped hillside includes succulents and African daisies, offering a serene setting. Parking includes a private 3-car carport with storage and cabinetry, plus an additional gravel area that can serve as a potential fourth parking space.

Location

Monterey Park, Los Angeles County, CA 91754

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Listed by: JAMES ESCAMILLA · CENTURY 21 MASTERS

Payment estimate

$9,509

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500

%
Principal & Interest
$7,374
Property tax (1.25%)
$1,349
Homeowners insurance
$300
Mortgage insurance
$486
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.