314 Saint Joseph
Long Beach, CA, 90814
$1,175,000
MLS: OC26065713
Beds
2
Baths
1
Sq Ft
903
Lot
0.06 ac
Year Built
1923
MLS #
OC26065713
Days on Market
24
Listed
Mar 26, 2026
Description
This charming Craftsman Bungalow sits in the heart of Belmont Heights and checks all the right boxes. With two bedrooms, an updated bathroom, and a great open layout, it's a comfortable and functional home in one of Long Beach's most beloved neighborhoods. The remodeled kitchen features custom cabinetry, granite countertops, and a bar area that flows naturally into the living room, great for everyday living and easy entertaining. A flex nook off the main living space works well as a home office or extra dining area. Both bedrooms are well-sized with solid closet space throughout. The home has been freshened up with new interior and exterior paint and comes equipped with recessed lighting, central A/C and heat, and a tankless water heater. Out back, you'll find a nice-sized yard perfect for relaxing or hosting, a covered detached garage, and a side yard with additional outdoor space. A turnkey home in a walkable, established neighborhood, ready for its next chapter.
Location
Long Beach, Los Angeles County, CA 90814
Open on Google Maps ↗Listed by: Blue Wilson · Pacific Sotheby's Int'l Realty
Payment estimate
$8,462
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $117,500 · Loan: $1,057,500
- Principal & Interest
- $6,497
- Property tax (1.25%)
- $1,224
- Homeowners insurance
- $300
- Mortgage insurance
- $441
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Long Beach, CA 90814 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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