ActiveSingle Family Residence

3152 Fern Avenue

Palmdale, CA, 93550

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$522,000

MLS: 26004332

Beds

3

Baths

2

Sq Ft

1,446

Lot

0.15 ac

Year Built

1989

MLS #

26004332

Days on Market

0

Listed

Jun 2, 2026

Description

Here it is! Your new Pool home! Beautiful upgraded single story. Welcome to this 3 bedroom , 2 bath home! This home boasts vaulted ceilings, hardwood flooring and beautiful tiled kitchen flooring. The kitchen has been upgraded with quartz counter tops, kitchen faucet and a beautiful ceiling fan. The connected family room has a gas burning fireplace and entertainment system shelving for cozy family time. This home has a pool and spa jacuzzi, with variable lighting options, the pool has solar heating, that is fully paid for. A patio /BBQ/bar area adjoins the pool area for family fun and entertaining. Don't wait to put your offer on this exclusive home in a family friendly neighborhood, with a park and elementary school nearby.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Jeanne Blair · Century 21 Masters

Payment estimate

$4,018

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $52,200 · Loan: $469,800

%
Principal & Interest
$2,979
Property tax (1.25%)
$544
Homeowners insurance
$300
Mortgage insurance
$196
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Today's Rates

As of May 28, 2026

30-year fixed
6.53%
15-year fixed
5.87%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $18,270 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.