$1,099,000
MLS: V1-36477
Beds
5
Baths
3
Sq Ft
1,649
Lot
0.14 ac
Year Built
1955
MLS #
V1-36477
Days on Market
21
Listed
May 18, 2026
Description
4 BEDROOM HOME + PERMITTED ADU - Perfectly positioned in the heart of Ventura, this beautifully updated property offers a 4-bedroom, 2-bath main residence plus a permitted studio ADU with its own bathroom and private entrance. Ideal for multigenerational living, guests, a home office, or rental income potential, the ADU provides a unique opportunity seldom found in such a centrally located neighborhood. Thoughtfully upgraded throughout the years, the main home features vaulted ceilings in the living room, beautiful wood flooring throughout much of the home, and a remodeled kitchen complete with a breakfast bar. The hallway bathroom was extensively redesigned in 2022 and expanded into a spa-like retreat featuring a freestanding soaking tub and elevated finishes. The primary suite offers an en-suite bathroom along with direct access to the backyard. Designed for both entertaining and everyday enjoyment, the backyard was completely transformed in 2021 and offers stamped concrete hardscaping, a large, covered patio, low-maintenance turf with drainage system, drip irrigation, ambient lighting, and a built-in basketball court - creating the perfect setting for gathering, relaxing, and play. Privately situated above the garage, the permitted studio ADU features vaulted ceilings, a kitchenette, bathroom, and a completely separate entrance from the main home. Additional upgrades include a new heater and air conditioning system for the main house in 2022, along with fresh interior and exterior paint completed in 2024 and 2026. Opportunities like this are few and far between - come experience this special Ventura property and all the versatility it has to offer.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Kaitlin Miller · BHHS California Properties
Payment estimate
$8,122
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,265
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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