$1,099,000
Original list price: $1,175,000
MLS: V1-35916
Beds
4
Baths
2
Sq Ft
1,710
Lot
0.13 ac
Year Built
1955
MLS #
V1-35916
Days on Market
102
Listed
Apr 21, 2026
Description
Charming coastal cottage now offered at an attractive new price! This enchanting 4-bedroom, 2-bath Ventura home blends timeless character with thoughtful updates, with a sought-after primary bedroom on the main level and an inviting floor plan designed for comfortable everyday living.Major improvements provide peace of mind, including copper plumbing, a replaced sewer line to the street, and a newer roof. Rich in charm and personality, this home offers the warmth, character, and curb appeal that are increasingly difficult to find in today's market.Ideally located in the heart of Ventura, you'll enjoy convenient access to shopping, medical services, restaurants, coffee shops, and the vibrant Midtown and Downtown districts. Ventura's celebrated coastal lifestyle is right outside your door, with nearby beaches, surfing, paddleboarding, boating, marinas, ocean recreation, scenic parks, and miles of hiking and biking trails. Whether you're searching for a primary residence, beach-close retreat, or a character-filled coastal property, this home offers the perfect blend of convenience, charm, and Southern California living.A rare opportunity to own a beautifully maintained coastal cottage in one of Ventura's most desirable and centrally located neighborhoods.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Cheryl Aronson · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,213
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,356
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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