316 S Miraleste Drive 124
San Pedro, CA, 90732
$469,000
MLS: 25630369
Beds
2
Baths
3
Sq Ft
1,143
Lot
7.14 ac
Year Built
1971
MLS #
25630369
Days on Market
97
Listed
Dec 8, 2025
Description
Don't miss this opportunity to own one of the best-value condos in Miraleste Canyon Estates. This 2-bedroom, 2.5-bath unit offers a functional layout with spacious living areas, updated flooring, and abundant natural light. The home features well-proportioned bedrooms, including a primary suite, along with a convenient guest powder room on the main level. Enjoy two assigned parking spaces and access to resort-style community amenities including pools, spas, and lush greenbelts. Ideally located near shopping, dining, and just minutes from Palos Verdes. Please note: this community may have financing limitations; buyers are encouraged to verify loan options with their lender. Great opportunity for well-qualified buyers or investors seeking a property in a desirable area with strong long-term potential.
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Rachelle Tan · LPT Realty, Inc
Payment estimate
$3,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,900 · Loan: $422,100
- Principal & Interest
- $2,593
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $16,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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