3160 Terrel Court
Bakersfield, CA, 93304
$304,999
MLS: SR26014314
Beds
3
Baths
2
Sq Ft
1,279
Lot
0.17 ac
Year Built
1951
MLS #
SR26014314
Days on Market
77
Listed
Jan 20, 2026
Description
Located in a desirable Bakersfield neighborhood, this charming 3-bedroom, 2-bath home offers comfort and versatility. A separate room provides the perfect space for a dining area or second living room. Step outside to a covered patio ready for summer gatherings and a spacious backyard with endless possibilities. Don't miss outcall your favorite Realtor today!
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Roger Magana · Golden Valley Real Estate Group
Payment estimate
$2,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,499
- Principal & Interest
- $1,687
- Property tax (1.25%)
- $318
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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