32003 Emerald
Castaic, CA, 91384
$515,000
MLS: SR26132770
Beds
2
Baths
2
Sq Ft
1,140
Lot
0.11 ac
Year Built
1987
MLS #
SR26132770
Days on Market
0
Listed
Jul 12, 2026
Description
Welcome home to this charming and move-in ready 2-bedroom, 2-bath residence nestled in the desirable Stonegate community of Castaic! Enjoy peaceful mornings with a cup of coffee or relaxing evenings with your favorite beverage on the inviting covered front porch. Inside, you'll find newer vinyl plank flooring, energy-efficient new windows, and a bright, comfortable floor plan designed for easy living. The kitchen comes complete with a newer refrigerator that is included in the sale. Major improvements have already been completed, including a roof that is only 6 years old, providing peace of mind for years to come. Step outside to the newly landscaped backyard featuring a convenient drip irrigation system, creating a low-maintenance outdoor space perfect for relaxing or entertaining. The low HOA offers exceptional value and includes water, pool, spa, gym, park, and clubhouse amenities. Best of all, there is NO LAND LEASE, making ownership even more affordable and attractive. Conveniently located near beautiful Castaic Lake, shopping, dining, and easy freeway access for commuters, this home combines comfort, convenience, and affordability in one fantastic package. Don't miss this opportunity to own a well-maintained home in a sought-after Castaic community!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Catherine O'Sullivan · Keller Williams VIP Properties
Payment estimate
$4,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,927
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 9, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.82%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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