PendingSingleFamilyResidence

3212 Chuckwagon Street

Bakersfield, CA, 93312

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$364,900

MLS: V1-34975

Beds

3

Baths

2

Sq Ft

1,422

Lot

0.11 ac

Year Built

1992

MLS #

V1-34975

Days on Market

25

Listed

Mar 3, 2026

Description

Economical Move-In Ready Home in the Northwest with Owned Solar! Welcome to this beautifully maintained 3 Bedroom, 2 Bathroom home featuring an open floor plan with vaulted ceilings, natural light, a fireplace, neutral colors and stylish tile flooring in the living areas. The updated kitchen shines with granite countertops, a breakfast bar, and modern finishes. The dining area features French doors that lead to the covered patio. The spacious Primary suite offers dual sinks, a step-in shower, a generous walk-in closet and a second set of French doors. Additional highlights include ceiling fans and plantation wood shutters, extra hallway cabinetry for added storage and linens, security cameras, alarm system and a thoughtfully updated bathroom. The backyard has block wall surround and perfect low-maintenance landscaping. Ideally located near shopping, great schools, restaurants, and a community park. Don't miss your opportunity to own this incredible Northwest gem!

Location

Bakersfield, Kern County, CA 93312

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Listed by: Suzanne Munger · Scott Rivera Real Estate Team

Payment estimate

$2,835

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $36,490 · Loan: $328,410

%
Principal & Interest
$2,018
Property tax (1.25%)
$380
Homeowners insurance
$300
Mortgage insurance
$137
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,772 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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