ActiveSingleFamilyResidence

9116 Chattaroy Street

Bakersfield, CA, 93312

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$379,900

MLS: V1-35044

Beds

3

Baths

2

Sq Ft

1,252

Lot

0.12 ac

Year Built

1997

MLS #

V1-35044

Days on Market

27

Listed

Mar 6, 2026

Description

Excellent Updated Home in Riverlakes with New HVAC and Solar! This beautiful 3 Bedroom, 2 Bathroom home features a family room with a cozy fireplace highlighted by a stone surround and wood mantle, a slider to the backyard along with vaulted ceilings that create a bright and open feel. The kitchen offers a breakfast bar, granite countertops, subway tile backsplash, stainless steel appliances, and attractive wood-look flooring that flows through the main living areas. The primary suite includes dual closets, dual sinks, and a step-in shower. Other features include a new HVAC, affordable solar loan with two batteries, and an indoor utility room.Situated in one of the best locations in Northwest Bakersfield, this home is close to great schools, shopping, and restaurants. The Riverlakes community offers resort-style amenities including fishing, a large beach-entry swimming pool, spa, fenced playground, BBQ areas, and scenic walking paths surrounding the beautiful 17-acre lake.

Location

Bakersfield, Kern County, CA 93312

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Listed by: Suzanne Munger · Scott Rivera Real Estate Team

Payment estimate

$2,939

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910

%
Principal & Interest
$2,101
Property tax (1.25%)
$396
Homeowners insurance
$300
Mortgage insurance
$142
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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