9116 Chattaroy Street
Bakersfield, CA, 93312
$379,900
MLS: V1-35044
Beds
3
Baths
2
Sq Ft
1,252
Lot
0.12 ac
Year Built
1997
MLS #
V1-35044
Days on Market
27
Listed
Mar 6, 2026
Description
Excellent Updated Home in Riverlakes with New HVAC and Solar! This beautiful 3 Bedroom, 2 Bathroom home features a family room with a cozy fireplace highlighted by a stone surround and wood mantle, a slider to the backyard along with vaulted ceilings that create a bright and open feel. The kitchen offers a breakfast bar, granite countertops, subway tile backsplash, stainless steel appliances, and attractive wood-look flooring that flows through the main living areas. The primary suite includes dual closets, dual sinks, and a step-in shower. Other features include a new HVAC, affordable solar loan with two batteries, and an indoor utility room.Situated in one of the best locations in Northwest Bakersfield, this home is close to great schools, shopping, and restaurants. The Riverlakes community offers resort-style amenities including fishing, a large beach-entry swimming pool, spa, fenced playground, BBQ areas, and scenic walking paths surrounding the beautiful 17-acre lake.
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$2,939
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910
- Principal & Interest
- $2,101
- Property tax (1.25%)
- $396
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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