ActiveTownhouse

3214 Highland Avenue 2

Santa Monica, CA, 90405

1 / 24View all 24 photos

$2,495,000

MLS: 26648255

Beds

2

Baths

3

Sq Ft

1,760

Lot

0.24 ac

Year Built

2020

MLS #

26648255

Days on Market

52

Listed

Feb 25, 2026

Description

A rare Santa Monica offering where architectural precision meets effortless indoor-outdoor living, this design-forward tri-level townhome presents a unique opportunity in Ocean Park. Featuring over 600 square feet of private outdoor space, the exceptional design of this modern 2 bedroom, 2.5 bathroom retreat features seamless indoor-outdoor California living with a functional layout, oversized main level terrace and expansive private rooftop deck. Upon entering the home, one is met with a dramatic open concept layout of impressive scale. The chef's kitchen is both striking and functional, featuring custom walnut cabinetry, open shelving and Miele appliances. A generous center island anchors the space, with thoughtful extras throughout including a built-in desk and expansive walk-in pantry. The spacious living area is elevated by custom white-oak built-ins designed by Venice-based interior design firm Tumbleweed & Dandelion. The floor-to-ceiling pocket doors bathe the home in natural light and open to the large private terrace, California living at its finest. The second level features a primary bedroom suite of impressive scale with floor-to-ceiling windows, an oversized walk-in closet and a bathroom with a double vanity, deep soaking tub and separate shower. Rounding out the upper level of the home is a second bedroom with an en suite bath, a laundry room and interior stairs leading to the full-floor rooftop deck on the third level. This serene rooftop terrace features upgraded landscaping for added privacy and ample space for outdoor entertaining and dining, ideal for morning yoga, every day enjoyment and evenings showcasing sweeping views and impressive sunsets. Additional highlights include a private enclosed subterranean side-by-side 2-car garage with gated rear access and multiple gated pedestrian entrances to the 6-unit boutique complex. This spectacular residence is ideally located just moments from the beaches of Santa Monica and perfectly situated in one of California's most vibrant coastal communities.

Location

Santa Monica, Los Angeles County, CA 90405

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Listed by: Tara Burns · Compass

Payment estimate

$17,631

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $249,500 · Loan: $2,245,500

%
Principal & Interest
$13,797
Property tax (1.25%)
$2,599
Homeowners insurance
$300
Mortgage insurance
$936
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $87,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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