3214 Highland Avenue 4
Santa Monica, CA, 90405
$2,695,000
MLS: 26647809
Beds
3
Baths
3
Sq Ft
1,963
Lot
0.24 ac
Year Built
2020
MLS #
26647809
Days on Market
52
Listed
Feb 25, 2026
Description
A rare Santa Monica offering where architectural precision meets effortless indoor-outdoor living, this rare and private tri-level townhome presents a unique opportunity in Ocean Park. Featuring over 500 square feet of private outdoor space, the exceptional design of this modern 3 bedroom, 3 bathroom retreat features seamless indoor-outdoor California living with a main level terrace and expansive private rooftop deck. The largest and most private unit in the complex, this home delivers an exceptional blend of space, scale, functionality and modern elegance. The main level features an open concept layout with an entryway that leads to the oversized living room and gourmet kitchen with custom walnut cabinets, an oversized island and a Miele appliance suite. The kitchen anchors the space and leads to the dining room and floor to ceiling pocket doors, opening up to the main level terrace, one of three distinct and private outdoor spaces in the home. The second level features a primary bedroom suite of impressive scale with a private balcony, two walk-in closets and a light-filled bathroom with a double vanity, deep soaking tub and separate shower. Rounding out the upper level of the home is a large landing leading to two additional bedrooms, a second full bathroom, a laundry room and interior stairs leading to the third level full-floor rooftop deck. The serene rooftop terrace features ample space for outdoor entertaining and dining- ideal for morning yoga, every day enjoyment and evenings showcasing sweeping views and impressive sunsets. Additional highlights include a private enclosed subterranean side-by-side 2-car garage with gated rear access and multiple gated pedestrian entrances to the 6-unit boutique complex. This spectacular residence is ideally located in one of California's most vibrant coastal communities just moments from the beaches of Santa Monica and Rose Avenue shopping and dining.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Tara Burns · Compass
Payment estimate
$19,021
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $269,500 · Loan: $2,425,500
- Principal & Interest
- $14,903
- Property tax (1.25%)
- $2,807
- Homeowners insurance
- $300
- Mortgage insurance
- $1,011
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $94,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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