2206 5th Street
Santa Monica, CA, 90405
$2,365,000
MLS: 26833173
Beds
3
Baths
2
Sq Ft
1,708
Lot
0.13 ac
Year Built
1924
MLS #
26833173
Days on Market
18
Listed
May 14, 2026
Description
**Offer Deadline 05/26 @ 5PM** Nestled in the heart of Prime Ocean Park, this timeless Spanish-style residence blends classic Santa Monica charm with thoughtful modern updates just moments from everything the Westside has to offer! Featuring three bedrooms and two bathrooms, the home is rich with character, showcasing original archways, beautiful hardwood floors throughout, and an abundance of natural light. The fully updated kitchen serves as the heart of the home, highlighted by two oversized skylights that create a bright, airy atmosphere perfect for everyday living and entertaining alike. Private yard space offers a peaceful retreat for outdoor dining, relaxing, or play, while the coveted Santa Monica-Malibu Unified School District adds exceptional appeal. Ideally located near Main Street, Rose Avenue, the beach, parks, cafes, and some of the Westside's best shopping and dining, this is a rare opportunity to enjoy authentic Santa Monica living in one of its most desirable neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Emma Russell · Pardee Properties
Payment estimate
$17,132
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $236,500 · Loan: $2,128,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $13,482
- Property tax (1.25%)
- $2,464
- Homeowners insurance
- $300
- Mortgage insurance
- $887
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $82,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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