32322 Richard
Lucerne Valley, CA, 92356
$235,000
MLS: HD25254011
Beds
6
Baths
4
Sq Ft
1,512
Lot
4.67 ac
Year Built
2000
MLS #
HD25254011
Days on Market
161
Listed
Nov 4, 2025
Description
Beautiful Property with Multiple Living Units and Scenic Views Welcome to this exceptional Almost 5-acre property offering versatility, comfort, and income potential. The main home features 4 bedrooms and 2 bathrooms, designed with an open and functional floor plan ideal for modern living. An attached ADU includes 1 bedroom and 1 bathroom, perfect for extended family, guests, or rental opportunities. The property also features a converted studio in the garage, offering additional living or workspace options. Enjoy the convenience of a dedicated RV hookup and ample space for parking, storage, or outdoor activities. Surrounded by natural beauty and peaceful views, this property offers the perfect blend of privacy and practicality—ideal for multi-generational living or investment. Seller has a broker license is in California, Tenants aren't cooperating for showing, just drive by
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Martina Mendoza · Coldwell Banker Envision
Payment estimate
$1,932
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,500 · Loan: $211,500
- Principal & Interest
- $1,299
- Property tax (1.25%)
- $245
- Homeowners insurance
- $300
- Mortgage insurance
- $88
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $8,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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