16962 Huff Road
Lucerne Valley, CA, 92356
$215,000
MLS: DW25054096
Beds
3
Baths
2
Sq Ft
1,400
Lot
2.26 ac
Year Built
1970
MLS #
DW25054096
Days on Market
225
Listed
Mar 11, 2025
Description
This home has amazing views of the desert and mountains. The serene location and spacious lot size gives you the freedom to create a peaceful living in nature.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Yolanda Munoz · Century 21 A Better Service
Payment estimate
$1,793
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,500 · Loan: $193,500
- Principal & Interest
- $1,189
- Property tax (1.25%)
- $224
- Homeowners insurance
- $300
- Mortgage insurance
- $81
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $7,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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