Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

3248 Ocean Drive

Oxnard, CA, 93035

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$1,350,000

MLS: V1-35363

Beds

3

Baths

1

Sq Ft

965

Lot

0.06 ac

Year Built

1957

MLS #

V1-35363

Days on Market

25

Listed

Mar 24, 2026

Description

Best-priced beach house in Hollywood Beach! Move-in ready and full of coastal charm, this inviting home features smooth stucco exterior, a large four-car paver driveway, beamed ceilings, skylights, dual-glazed windows, luxury vinyl plank flooring, and a fireplace in the living room. The kitchen is equipped with Sub-Zero and Viking appliances, offering both style and function. With 3 bedrooms and 1 bathroom, the home offers comfortable beach living now, while the spacious backyard provides a rare blank canvas for outdoor entertaining or expansion. Located directly across the street from the beach, with Channel Islands Harbor right around the corner, this is an exceptional opportunity to enjoy the best of Hollywood Beach living. Plus, there is potential for an ocean view with a future second story.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Sarah Golemon · RE/MAX Gold Coast-Beach Office

Payment estimate

$9,678

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $135,000 · Loan: $1,215,000

%
Principal & Interest
$7,465
Property tax (1.25%)
$1,406
Homeowners insurance
$300
Mortgage insurance
$506
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $47,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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