3661 Sunset Lane
Oxnard, CA, 93035
$1,275,000
MLS: V1-32623
Beds
2
Baths
1
Sq Ft
792
Lot
0.05 ac
Year Built
1951
MLS #
V1-32623
Days on Market
164
Listed
Oct 1, 2025
Description
Enjoy beach side living nestled between the ocean and harbor at Hollywood Beach. This delightful cottage features open beam ceilings, vinyl plank flooring, remodeled kitchen cabinets and quartz countertops, dual pane windows and a large paver patio ideal for outdoor gatherings. Well located on the cornor of Los Files and Sunset, you're just steps to the beach, marina, restaurants and local farmers market. This is an ideal coastal retreat for those who love sun, sand and seaside strolls.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ken Lear · Rare Earth Real Estate
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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