326 Descanso Avenue
Ojai, CA, 93023
(No pictures available yet)
$1,089,000
MLS: V1-36160
Beds
4
Baths
3
Sq Ft
1,970
Lot
0.17 ac
Year Built
1961
MLS #
V1-36160
Days on Market
12
Listed
May 2, 2026
Description
Tucked within the sought-after Ojai Terrace neighborhood, this beautifully designed 4-bedroom, 3-bath home offers the perfect blend of comfort, sustainability, and effortless California living. Thoughtfully crafted with an open, flowing layout offering both engineered wood and luxury vinyl plank floors, with recessed lighting that enhances the home's warm, modern ambiance throughout.A stunning great room with vaulted wood ceilings creates a warm architectural focal point, while large windows and doors frame serene outdoor landscape, inviting in soft California sunshine. The well-positioned, beautiful kitchen with ample storage and work space connects seamlessly to dining and living areas, making entertaining feel natural and effortless. A flexible floor plan places the fourth bedroom with en-suite bath on a separate wing, offering ideal privacy for a variety of living arrangements, creative space, work-from-home needs, or hosting guests.Designed with intention and eco-conscious living in mind, the home features a newer roof, owned solar, two Tesla whole-house power walls, tankless water heater, and energy-efficient mini-split systems for heating and cooling in every room--offering comfort and efficiency year-round.Outdoors, the property offers a low-maintenance yard enhanced by mature fruit trees, a fragrant rose bed and curated plantings that create multiple areas to enjoy Ojai's year-round climate.Conveniently positioned to amazing hiking/biking trails, schools, hospital, shopping center, coffee shops and the trolly to downtown Ojai. Don't miss this one!
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Lynn Goodman · BHHS California Properties
Payment estimate
$7,954
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,900 · Loan: $980,100
- Principal & Interest
- $6,111
- Property tax (1.25%)
- $1,134
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $38,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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