PendingSingleFamilyResidence

401 S Carillo Road

Ojai, CA, 93023

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$1,195,000

MLS: V1-35463

Beds

4

Baths

3

Sq Ft

1,951

Lot

0.18 ac

Year Built

1961

MLS #

V1-35463

Days on Market

14

Listed

Mar 29, 2026

Description

Discover one of Ojai's most coveted neighborhoods, where this beautifully appointed corner lot home is ready to write its next chapter. From the moment you step onto the front porch, you'll feel the warmth and care that have gone into every detail of this property.Inside, an open and airy floor plan invites you to spread out and settle in. Hardwood floors flow throughout, warmed by the glow of a wood-burning fireplace on those cooler Ojai evenings. Elegant Saltillo tile adds a touch of California character, while Anderson windows and French doors usher in abundant natural light, blurring the line between indoors and out.The kitchen is both beautiful and functional, outfitted with stainless steel appliances and a charming built-in nook; the perfect spot for your cookbooks, morning coffee rituals, or a handwritten grocery list.This home has been meticulously maintained and thoughtfully upgraded throughout, including a fully renovated bathroom with modern fixtures and a new electrical panel that is solar-ready; an investment for the future.A standout feature is the private 454 sq. ft. ADU, complete with its own assigned unit and two separate entrances. Equipped with a refrigerator, stove, Mitsubishi mini-split for heating and cooling, and a reverse osmosis water system. It's an ideal setup for rental income, a guest retreat, or a home studio.Step outside and discover a backyard reimagined for relaxed California living. A sparkling pool and spa anchor the thoughtfully reconfigured outdoor space, while brick hardscaping and an exterior storage wall keep everything organized and polished. A separate storage shed and additional units add even more flexibility. The front yard, too, has been lovingly finished with new brickwork and a welcoming deck.Beyond the walls, the grounds are graced with fruit trees: tangerine, orange, apricot, peach, lemon, lime, and pomegranate trees dot the property alongside fragrant rose bushes, creating a private garden sanctuary. An automatic drip system serves the front, back, and side yards, so you can enjoy all of this natural beauty with effortless ease.This is the Ojai gem you've been waiting for.

Location

Ojai, Ventura County, CA 93023

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Listed by: Julie Fox · Sotheby's International Realty

Payment estimate

$8,601

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,500 · Loan: $1,075,500

%
Principal & Interest
$6,608
Property tax (1.25%)
$1,245
Homeowners insurance
$300
Mortgage insurance
$448
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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