32646 Coastsite Drive 202
Rancho Palos Verdes, CA, 90275
$1,285,000
MLS: 26855203
Beds
2
Baths
2
Sq Ft
1,506
Lot
17.29 ac
Year Built
1964
MLS #
26855203
Days on Market
20
Listed
Jul 9, 2026
Description
Perched within the Palos Verdes Bay Club, this generous 2-bedroom, 2-bath residence offers approximately 1,500 square feet of interior living space plus roughly 200 square feet of private terraces, creating a spacious and refined coastal retreat. A quiet and tranquil corner unit with expansive ocean and inner courtyard views. Contemporary Fleetwood sliding glass windows opening the home beautifully to the outdoors. The interiors have been thoughtfully upgraded with designer bathrooms, in-unit laundry, custom Shade Store electric curtains, luxurious blackout drapery in the bedrooms, 100% wool carpet, select oak flooring in the hallways, and Daikin Japanese high-efficiency air conditioning for year-round comfort. The lifestyle here is effortless, refined, and deeply connected to the coast. From ocean access and beautifully maintained grounds to resort-style amenities, the Bay Club feels like a secure private park attached to your home. A simple, sophisticated way of living in one of Palos Verdes' most special coastal settings.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Johannes Steinbeck · Estate Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,583
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $128,500 · Loan: $1,156,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,432
- Property tax (1.25%)
- $1,339
- Homeowners insurance
- $300
- Mortgage insurance
- $482
- HOA dues
- $1,031
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $44,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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