Under ContractSingleFamilyResidence

3355 Camden Street

Rosamond, CA, 93560

1 / 42View all 42 photos

$275,000

MLS: SR26014270

Beds

4

Baths

2

Sq Ft

1,306

Lot

0.15 ac

Year Built

1957

MLS #

SR26014270

Days on Market

31

Listed

Jan 20, 2026

Description

Excellent opportunity to own a single-family residence in Rosamond! This 4-bedroom, 2-bath home offers 1,306 square feet of comfortable living space with a practical floor plan and an attached 2-car garage. The property features both a front and backyard, providing great outdoor space for entertaining, gardening, or future enhancements. With four well-sized bedrooms and a spacious layout, this home offers flexibility to suit a variety of needs. The backyard presents a blank canvas ready for your personal touch. Conveniently located near local amenities, schools, parks, and major roadways. This is a short sale, offering a great chance for buyers seeking value and potential. A must-see opportunity in a desirable neighborhood.

Location

Rosamond, Kern County, CA 93560

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Listed by: Manny Morales · JohnHart Real Estate

Payment estimate

$2,153

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500

%
Principal & Interest
$1,521
Property tax (1%)
$229
Homeowners insurance
$300
Mortgage insurance
$103
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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