5902 Margaritha Lane
Rosamond, CA, 93560
$299,000
MLS: 26001835
Beds
3
Baths
2
Sq Ft
1,381
Lot
0.82 ac
Year Built
1989
MLS #
26001835
Days on Market
32
Listed
Mar 24, 2026
Description
Escape to the wide-open beauty of rural Rosamond, where peaceful living meets endless skies and breathtaking mountain views. This 3-bedroom, 2-bath single-family residence offers 1,381 square feet of living space on an expansive 35,834 sq ft lot -- nearly a full acre of land to call your own. Inside, you'll find an open floor plan with great potential, ready for your vision and updates. The layout provides a comfortable flow between living spaces, making it ideal for reimagining into a charming country retreat or investment opportunity. Step outside and enjoy the serenity of rural living -- wide open spaces, clear desert skies, and unforgettable sunsets set against the mountains. The generous lot offers ample room for outdoor living, expansion, recreation, or storage. The perfect location to grown your own food, raise livestock, and have that egg producing chicken coup you've always wanted! The possibilities are endless. Additional features include a 1-car garage, 1-car carport, shared well, propane, and septic system. Perfect for cash investors looking for a value-add opportunity. The home needs TLC, sold 'AS IS' and is priced according to its current condition. Don't miss this exceptional opportunity with amazing potential in a tranquil rural setting.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Jennifer Gideon · HomeBased Realty
Payment estimate
$2,315
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1%)
- $249
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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