Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

3405 Ocean Drive

Oxnard, CA, 93035

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$4,450,000

MLS: V1-32567

Beds

3

Baths

3

Sq Ft

3,539

Lot

0.06 ac

Year Built

1991

MLS #

V1-32567

Days on Market

182

Listed

Sep 26, 2025

Description

Welcome to your modern dream coastal retreat. This three story oceanfront home in desirable Hollywood Beach offers the perfect blend of luxury, space and unbelievable views. Elegantly designed with skylights and glass block walls, an impressive entry foyer opens to a wide circular staircase leading to the second and third floors. On the first floor you will find two bedrooms with ocean views and a spacious full bath. The second level open concept living area which boasts 180 degrees of ocean views includes a fireplace, built-in media cabinets, spacious dining area with oceanfront deck and an exceptionally appointed kitchen with SubZero refrigerator, five burner gas cook top with downdraft, combination microwave/wall oven, expansive euro-style cabinets and convenient island topped with granite. A bathroom with glass block curved walls is across from a walk-out balcony that overlooks the street side of the property. Next to the kitchen is a utility room with washer, dryer and laundry chute. The top floor master suite is absolutely stunning with fireplace and ocean view deck. There is a cozy lounge area between the bedroom and home office with built-in deck topped with granite. You will appreciate the extra large walk-in closet with custom cabinetry. The master bath has a large stand-in shower and jetted soaking tub both positioned to enjoy ocean views. Other amenities include new plush carpeting throughout, a security system, an oversized 2 car garage, a tank-less water heater and a Halo whole house water filtration and conditioning system. So, whether you're entertaining on the sand, relaxing in the ocean view master suite or hosting guests in the open concept living space, every moment here is enhanced by the sound of waves and sea breezes. Don't miss this rare opportunity to own a slice of California beachfront paradise.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Ken Lear · Rare Earth Real Estate

Payment estimate

$31,212

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $445,000 · Loan: $4,005,000

%
Principal & Interest
$24,607
Property tax (1.25%)
$4,635
Homeowners insurance
$300
Mortgage insurance
$1,669
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $155,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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