PendingSingle Family Residence

3426 Puma Avenue

Rosamond, CA, 93560

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$459,999

MLS: 26003614

Beds

4

Baths

3

Sq Ft

2,518

Lot

0.15 ac

Year Built

2015

MLS #

26003614

Days on Market

10

Listed

May 5, 2026

Description

Open-concept home in West Rosamond with a smart layout and quality upgrades throughout. Beautifully landscaped front and back yard for entertaining. NO mello roos or HOA! The kitchen features a center island with breakfast bar, upgraded cabinets, granite counters, reverse osmosis in the kitchen sink, entire home is filtered through a water softener, walk-in pantry, and stainless steel appliances. It opens to a spacious family room and casual dining area, with a separate formal dining room for larger gatherings. A downstairs bedroom and full bath add flexibility for guests or a home office. The upstairs primary suite has vaulted ceilings, plantation shutters, dual vanities, separate tub and shower, and a large walk-in closet. Two additional bedrooms share a Jack-and-Jill bath with dual vanities and a separate tub/shower room. One bedroom includes a built-in desk. Upstairs laundry room with a finished attic for storage. Outside: covered patio extended across the back and side of the home, landscaped yard, fenced dog run, and decorative river rock curbing. Extended driveway and an attached 3-car tandem garage with epoxy floors. Designer paint and plantation shutters throughout. Two whole-house fans -- one in the primary suite, one for the rest of the home -- help reduce utility costs, and the solar system runs just $210/month for major energy savings. Newer HVAC and Heater. No issued and seller will pay for a home warranty coverage for all major appliances for one year of coverage. Clean, well-maintained, and move-in ready!

Location

Rosamond, Kern County, CA 93560

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Listed by: Brandon Ilic · Keller Williams Realty A.V.

Payment estimate

$3,464

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $413,999

%

Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,609
Property tax (1%)
$383
Homeowners insurance
$300
Mortgage insurance
$172
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 18, 2026

30-year fixed
6.47%
15-year fixed
5.81%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Rosamond, CA in context

Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See Rosamond, CA 93560 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.