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Under ContractCondominium

3454 Olds Road

Oxnard, CA, 93033

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$499,000

MLS: V1-37776

Beds

2

Baths

3

Sq Ft

1,573

Lot

Year Built

1982

MLS #

V1-37776

Days on Market

13

Listed

Jul 23, 2026

Description

Welcome to this inviting 2 bedroom, 2.5 bath home located in the Silverado community of South Oxnard. Designed with comfort and functionality in mind, the home features bright living spaces, and a spacious loft that offers the flexibility to serve as a home office, workout area, media room, or additional sleeping space.The main level offers an open layout with a living room and dining area, a half bathroom, and an indoor laundry area. The kitchen connects to the surrounding living spaces, ideal setting for both everyday living and entertaining.Upstairs, the spacious primary suite provides a private retreat with ample closet space and an en suite bathroom. A second bedroom, additional full bathroom, and the versatile loft complete the upper level.Enjoy outdoor dining, weekend barbecues, or a quiet morning coffee on the private patio. Additional highlights include an attached two car garage and an assigned parking space.Residents of the Silverado community enjoy beautifully maintained greenbelts and access to the community pool and spa. Conveniently located near Oxnard College, parks, shopping, dining, local military bases, freeway access and the beautiful Ventura County coastline, this home offers a wonderful combination of space, convenience, and community living.

Location

Oxnard, Ventura County, CA 93033

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Listed by: Elizabeth Martinez · RE/MAX Gold Coast REALTORS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,567

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,900 · Loan: $449,100

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$2,895
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
HOA dues
$665
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oxnard, CA 93033 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.