ActiveSingleFamilyResidence

3459 Acacia

San Bernardino, CA, 92405

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$340,000

MLS: OC26101126

Beds

3

Baths

1

Sq Ft

800

Lot

0.22 ac

Year Built

1952

MLS #

OC26101126

Days on Market

2

Listed

May 11, 2026

Description

**Investors Delight!!! This home has great potential for a fix & flip! Features large back yard for expanding the home further. This home has 3 bedrooms (only 1 of which is permitted), assessor has square footage listed as 800, however, it seems to be larger. **This would need to be either a Conventional, USDA Loan, or CA$H sale due to the 2 extra bedrooms with out permits.

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Aja McGown · eXp Realty of Southern California, Inc

Payment estimate

$2,718

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000

%
Principal & Interest
$1,936
Property tax (1.25%)
$354
Homeowners insurance
$300
Mortgage insurance
$128
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.