ActiveSingleFamilyResidence

354 W 13th

San Bernardino, CA, 92405

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$329,500

MLS: PW26092655

Beds

2

Baths

1

Sq Ft

720

Lot

0.12 ac

Year Built

1923

MLS #

PW26092655

Days on Market

1

Listed

Apr 29, 2026

Description

Diamond in the Rough — Great Investment Opportunity! This single-family home located at 354 W 13th Street in San Bernardino County presents an exceptional opportunity for savvy investors and first-time buyers alike. Registered as a 2 bedroom, 1 bathroom home, this property also features a versatile bonus/storage room in the back — perfect for a home office, studio, or extra living space. The 2-car garage adds excellent utility and storage capacity, a feature rarely found at this price point. Investor-owned and used as a long-term rental for many years, the property has solid bones and excellent structural potential. It does require repairs and updating — making it priced accordingly and well below comparable renovated properties in the area. This is your chance to add instant equity through sweat equity or a full renovation. Whether you're a seasoned investor looking to add to your portfolio or a first-time buyer ready to make your mark, this property is the perfect canvas. Don't miss this opportunity — priced to sell fast!

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Andre Durango · Remington RE Services

Payment estimate

$2,643

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $32,950 · Loan: $296,550

%
Principal & Interest
$1,876
Property tax (1.25%)
$343
Homeowners insurance
$300
Mortgage insurance
$124
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $11,533 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See San Bernardino, CA 92405 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.