ActiveSingleFamilyResidence

3475 Belle

San Bernardino, CA, 92404

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$489,999

MLS: CV26080745

Beds

3

Baths

1

Sq Ft

1,204

Lot

0.15 ac

Year Built

1950

MLS #

CV26080745

Days on Market

6

Listed

Apr 15, 2026

Description

Welcome to this charming single-story home in San Bernardino, where classic 1950s character meets comfortable everyday living. From the moment you arrive, you’ll appreciate the timeless curb appeal, tree lined street and the warm, inviting feel that only a mid-century home can offer. Step inside to a spacious living room that flows seamlessly into the dining area—perfect for both relaxing and entertaining. The kitchen embraces its era with a quaint and cheerful design, full of personality and charm that makes it truly special for both style and functionality. This home features three bedrooms and one bath, with the third bedroom currently set up as a cozy den—ideal for a home office, media room, or additional living space to suit your needs. Beautifully plastered walls and ceilings add timeless character and craftsmanship throughout this charming home. Enjoy year-round comfort with a newer air conditioning.heating system, while the inviting fireplace creates the perfect focal point for cozy evenings. Dual pane windows for efficiency and serene quiet moments indoors Situated on a generously sized lot, the backyard offers endless possibilities. A detached garage in the rear provides exciting potential for an ADU, workshop, or the ultimate man cave—let your imagination run wild. (Buyer to check with City) While the home is currently carpeted, the seller shares that there may be hardwood floors underneath, offering an exciting opportunity to restore and enhance the home’s original charm. Each bedroom is thoughtfully designed with ceiling fans for added comfort, creating a relaxing retreat in every space. Full of character, versatility, and opportunity, this is a home you won’t want to miss. A true must-see—don’t blink, or it might be gone!

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Denise Jones · REALTY MASTERS & ASSOCIATES

Payment estimate

$3,704

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $440,999

%
Principal & Interest
$2,710
Property tax (1.25%)
$510
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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