3520 Maricopa Street 16
Torrance, CA, 90503
$790,000
Original list price: $820,000
MLS: OC26103643
Beds
2
Baths
3
Sq Ft
1,336
Lot
1.11 ac
Year Built
1975
MLS #
OC26103643
Days on Market
32
Listed
May 15, 2026
Description
This charming 2-bedroom, 2.5-bathroom home is nestled in a peaceful, well-kept neighborhood. The spacious living room features elegant hardwood flooring and a cozy fireplace, while the modern kitchen includes sleek granite countertops. A separate laundry room with included washer and dryer convenience. The primary bedroom, secondary bedroom, and a full bathroom are all on second level, offering a comfortable and functional layout. the community is gated, with secure front entry and underground parking for added privacy. Ideally located near restaurants, shopping, Del Amo Mall, the Torrance Civic Center, and the public library, this home combines convenience with tranquility. Families will also appreciate access to excellent schools, including Victor Elementary, Jefferson Middle, and West High School.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Grace Gui · Keller Williams Realty Irvine
Payment estimate
$6,448
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,000 · Loan: $711,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,503
- Property tax (1.25%)
- $823
- Homeowners insurance
- $300
- Mortgage insurance
- $296
- HOA dues
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $27,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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