3527 Terrace Drive
Chino Hills, CA, 91709
$659,000
MLS: WS26139105
Beds
3
Baths
2
Sq Ft
1,120
Lot
0.08 ac
Year Built
1973
MLS #
WS26139105
Days on Market
25
Listed
Jun 27, 2026
Description
No Common Walls! No Mello-Roos! Huge Backyard! Welcome to this beautifully upgraded single-story detached home nestled in one of Chino Hills' most desirable and peaceful communities. This rare one-level floor plan offers 3 bedrooms and 2 bathrooms, providing the comfort, functionality, and ease of living that today’s buyers are searching for. Step inside to discover fresh interior paint, stylish wood-look flooring throughout, dual-pane windows, and recessed lighting, creating a bright and inviting atmosphere. Both bathrooms have been tastefully remodeled with walk-in showers, while the spacious primary suite features a custom built-in closet organizer designed for maximum storage and convenience. The true highlight is the expansive private backyard—a rare find in Chino Hills. Complete with a charming patio and built-in bar, it offers the perfect setting for outdoor entertaining, family gatherings, or simply relaxing in your own peaceful retreat. With no neighbors directly behind, you'll enjoy an exceptional sense of privacy and tranquility. Residents also enjoy access to resort-style HOA amenities, including a swimming pool and spa. Conveniently located near top-rated schools, parks, shopping centers, restaurants, grocery stores, and major freeways, this home combines comfort, style, and an unbeatable location. Rarely does a move-in ready, single-story home with this level of privacy and outdoor space become available—don't miss this exceptional opportunity!
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: JEFFREY PANG · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,499
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $65,900 · Loan: $593,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,815
- Property tax (1.25%)
- $686
- Homeowners insurance
- $300
- Mortgage insurance
- $247
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $23,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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