3550 Emerald Lane
Lancaster, CA, 93535
$499,900
MLS: 26003037
Beds
4
Baths
4
Sq Ft
2,360
Lot
0.15 ac
Year Built
2014
MLS #
26003037
Days on Market
6
Listed
Apr 23, 2026
Description
Priced low for an expedient sale! Great space for New Home Buyers;
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Geneva Walker · Keller Williams-VIP Properties
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
- Principal & Interest
- $2,764
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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