3557 W Seco
San Bernardino, CA, 92407
$788,000
MLS: CV26126441
Beds
5
Baths
4
Sq Ft
3,101
Lot
0.18 ac
Year Built
2021
MLS #
CV26126441
Days on Market
6
Listed
Jun 10, 2026
Description
Turn-key and beautifully upgraded, this 4-bedroom, 3-bath home is located in the gated Homes at Rancho Palma community. Built in 2021 on a desirable corner lot, it features a 3-car garage, owned solar, and a private 1 bed/1 bath casita/ADU—ideal for guests or multi-generational living. Inside, enjoy high ceilings, recessed lighting, and a bright open layout with a spacious great room and built-in surround sound. The kitchen offers quartz countertops, a large island with bar seating, beverage fridge, upgraded appliances, and a walk-in pantry. The main floor includes a bedroom and full bath, while upstairs features a loft, three bedrooms, and a spacious primary suite with custom built-ins, a walk-in closet, soaking tub, separate shower, and dual vanities. A hall bath and laundry room add convenience. The low-maintenance backyard with turf and concrete is perfect for entertaining. Ideally situated across from a park and close to schools, shopping, and dining.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Briana Price · The Agency
Payment estimate
$6,104
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $78,800 · Loan: $709,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,492
- Property tax (1.25%)
- $821
- Homeowners insurance
- $300
- Mortgage insurance
- $296
- HOA dues
- $196
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $27,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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