Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

360 morningside Terrace

Palmdale, CA, 93551

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$450,000

MLS: DW25272002

Beds

6

Baths

3

Sq Ft

2,394

Lot

0.17 ac

Year Built

1990

MLS #

DW25272002

Days on Market

121

Listed

Dec 7, 2025

Description

Short sale opportunity !!! this property is a Mediterranean style home on quiet cul-de-sac near freeway, schools and a full range of stores and restaurants. Four bedrooms up and two down. Fully landscaped yards with large back patio area, charming front courtyard paved with brick, all made for entertaining or relaxing at leisure. Beautiful wood flooring and Plantation shutters throughout downstairs living areas, Carpet on the upstairs rooms, Granite countertops in kitchen. Breakfast bar, kitchen nook and formal dining for all types of gracious hosting. Large master suite overlooking back yard, with bath featuring separate tub & shower, dual sinks, wardrobe AND walk-in closet. Nice! Near lovely neighborhood Manzanita Heights Park for picnics and playtimes

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Ma De La Luz Zavala · First Team Real Estate

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Palmdale, CA 93551 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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