PendingSingleFamilyResidence

3601 Litchfield Drive

Bakersfield, CA, 93309

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$355,000

MLS: V1-35173

Beds

3

Baths

2

Sq Ft

1,528

Lot

0.16 ac

Year Built

1983

MLS #

V1-35173

Days on Market

26

Listed

Mar 13, 2026

Description

Charming Southwest home ideal for first-time buyers or investors! This 3 BD, 2 BA home welcomes you with double-door entry and vaulted ceilings that create an open, airy feel. The home offers a newer HVAC unit, a versatile layout with formal living and dining areas, plus a cozy family room with brick fireplace. The kitchen features a long breakfast bar, sunny breakfast nook, and extra hallway cabinetry for added storage. Relax in the primary suite with double-door entry, dual sinks, a step-in shower and a door to the backyard. Outside, enjoy an easy-care backyard with mature landscaping and a covered patio. Perfect for relaxing on warm summer days. Conveniently located near shopping, dining, and just minutes from California State University, Bakersfield.

Location

Bakersfield, Kern County, CA 93309

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Listed by: Suzanne Munger · Scott Rivera Real Estate Team

Payment estimate

$2,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500

%
Principal & Interest
$1,963
Property tax (1.25%)
$370
Homeowners insurance
$300
Mortgage insurance
$133
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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