2804 Hempstead Lane
Bakersfield, CA, 93309
$375,000
MLS: V1-35867
Beds
3
Baths
2
Sq Ft
1,499
Lot
0.20 ac
Year Built
1976
MLS #
V1-35867
Days on Market
1
Listed
Apr 17, 2026
Description
Centrally located 3-bedroom, 2 bath home in a quiet neighborhood near N. Halfmoon Drive and Edgemont Drive. The interior is clean and new carpet was installed and interior painting was done in the fall of 2023. There is a huge family room with a brick fireplace, a galley kitchen and a dining area. The front and backyards have mature landscaping and there is a spacious covered patio in the backyard. This home is walking distance from Castle Elementary School and Castle Park. It is also near numerous shops and restaurants.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93309 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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