ActiveSingleFamilyResidence

3608 S Half Moon

Bakersfield, CA, 93309

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$319,999

MLS: OC26128005

Beds

3

Baths

2

Sq Ft

1,352

Lot

0.19 ac

Year Built

1979

MLS #

OC26128005

Days on Market

1

Listed

Jun 11, 2026

Description

Welcome home to this inviting 3-bedroom, 2-bath residence in the desirable Spice Tract! Situated on a generously sized lot, this home offers comfort, flexibility, and room to grow. Inside, you'll find a spacious living room with a cozy brick fireplace, laminate flooring, and large windows that provide abundant natural light. The kitchen features Formica countertops, dining space, and a convenient utility closet. Bedrooms offer ceiling fans, spacious closets, and modern colors, while the primary bath includes an updated countertop. A fully finished garage adds versatility. Step outside to enjoy the covered patio, expansive lawn, and huge side yard with plenty of room for entertaining, a future pool, or your dream backyard retreat. Conveniently located near schools, shopping, and everyday amenities. Schedule your private showing today!

Location

Bakersfield, Kern County, CA 93309

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Listed by: Cecilia Clark · Emerge Real Estate

Payment estimate

$2,577

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $287,999

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,824
Property tax (1.25%)
$333
Homeowners insurance
$300
Mortgage insurance
$120
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Bakersfield, CA 93309 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.