4507 Posada Avenue
Bakersfield, CA, 93309
$319,000
MLS: 26001094
Beds
3
Baths
2
Sq Ft
1,420
Lot
0.15 ac
Year Built
1977
MLS #
26001094
Days on Market
47
Listed
Feb 9, 2026
Description
Excellent opportunity to own this fine home. Walk into the spacious living room featuring upgraded custom Spanish tile, a cozy fireplace and a large ceiling fan/light fixture for breeze and brightness. Step into the conveniently designed kitchen with tile throughout and built-in appliances, including the gas cooktop, microwave, conventional oven and dishwasher. Move into the formal dining room with plenty of space for a large dining set—perfect for entertaining. Down the hall, appreciate the layout of all the spacious bedrooms including the master bedroom with a walk-in closet. Step out to the large fully fenced backyard with a covered patio and plenty of space to play. This fine home is a soft cosmetic fixer priced accordingly. Call today for a private viewing!
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Ricardo Ascencio · AAA Realty, Inc
Payment estimate
$2,516
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,900 · Loan: $287,100
- Principal & Interest
- $1,764
- Property tax (1.25%)
- $332
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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