Under ContractSingleFamilyResidence

3612 N Pershing

San Bernardino, CA, 92405

1 / 38View all 38 photos

$419,000

MLS: CV26040168

Beds

2

Baths

1

Sq Ft

846

Lot

0.15 ac

Year Built

1947

MLS #

CV26040168

Days on Market

29

Listed

Feb 25, 2026

Description

Welcome home! Introducing a cozy 2 bedroom/ 1 bathroom home in the peaceful northern area of San Bernardino. The well kept home is ready for a first time homebuyer looking to putting down their roots or an investor looking for a rental. The home features a large backyard and sizable front yard secured by a fence and gate. As you step inside the home. You are welcomed with a cozy living room featuring a fire place and carpet. The kitchen offers ample amount of cabinets and counter space. Adjacent to the kitchen is a quaint dinning area. The home features 2 sizable bedrooms and a full bathroom. The backyard has a concrete slab, patio area along side the washer and dyer hook ups. Make your appointment to tour today!

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Robert Huyck · SO CAL REALTY & LOANS

Payment estimate

$3,211

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100

%
Principal & Interest
$2,317
Property tax (1.25%)
$436
Homeowners insurance
$300
Mortgage insurance
$157
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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