3614 Surrey Avenue
Yucca Valley, CA, 92284
$360,000
MLS: JT26049595
Beds
3
Baths
2
Sq Ft
1,480
Lot
0.47 ac
Year Built
2025
MLS #
JT26049595
Days on Market
1
Listed
Mar 6, 2026
Description
Completed in 2025, this 3 bedroom, 2 bathroom manufactured home offers 1,480 square feet of modern living space on a generous 20,586 square foot parcel in the desirable Mesa School area of Yucca Valley. The interior features an open living, dining, and kitchen layout designed for everyday comfort. The kitchen includes stainless steel appliances, abundant cabinetry, and a large center island that provides additional workspace and storage while remaining connected to the main living area. Large windows and a sliding glass door bring in natural light and create an easy transition to the backyard. The primary suite offers a spacious layout with a walk-in closet and private bathroom featuring dual sinks, a soaking tub, and a separate walk-in shower. Two additional bedrooms provide flexibility for guests, office space, or creative use. A dedicated laundry room with built-in cabinetry and exterior access adds everyday convenience. The property also includes a detached two-car garage and a spacious driveway with additional parking. Set on nearly half an acre, the property offers open outdoor space with room for landscaping, outdoor seating areas, or future improvements while still maintaining wide desert views and open skies. Located close to shopping, restaurants, and daily services in Yucca Valley, with easy access to local hiking areas, Joshua Tree National Park, Pioneertown, art galleries, farmers markets, and seasonal events such as the Joshua Tree Music Festival.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Madelaine LaVoie · Cherie Miller & Associates
Payment estimate
$2,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000
- Principal & Interest
- $1,991
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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