363 Pepper Drive
Tehachapi, CA, 93561
$420,000
MLS: 26004775
Beds
3
Baths
2
Sq Ft
1,677
Lot
0.15 ac
Year Built
2001
MLS #
26004775
Days on Market
4
Listed
Jun 18, 2026
Description
Charming Corner Lot Home in the Heart of Tehachapi - Just Steps from Central Park & Downtown! Welcome to this beautifully updated single-story home located on a desirable corner lot right behind Central Park. Enjoy the perfect blend of convenience and community as you're within easy walking distance to downtown Tehachapi's vibrant shops, restaurants, events, and year-round festivities. Whether it's enjoying a morning stroll through the park or joining in on local celebrations, this home puts you at the center of it all. Inside, the 1,677 sq ft layout offers three spacious bedrooms and two bathrooms. The inviting family room features a centralized fireplace--ideal for cozy gatherings--while the open-concept dining area flows seamlessly into the kitchen. The kitchen boasts a practical peninsula with elegant granite countertops, perfect for casual meals or entertaining. Recent updates make this home move-in ready: fresh interior paint throughout and brand new flooring that adds a modern touch while maintaining warmth and durability. Natural light fills the spaces, creating a bright and welcoming atmosphere. This prime location combined with thoughtful updates makes this Tehachapi gem an incredible opportunity for families, first-time buyers, or anyone seeking that small-town charm with everyday convenience. Don't miss your chance to make this Central Park-adjacent home yours!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$3,189
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,382
- Property tax (1%)
- $350
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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