ActiveSingleFamilyResidence

3632 Cambria

Phelan, CA, 92371

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$585,000

MLS: HD26128424

Beds

4

Baths

3

Sq Ft

2,460

Lot

0.75 ac

Year Built

2005

MLS #

HD26128424

Days on Market

0

Listed

Jun 12, 2026

Description

From the moment you arrive, the pride of ownership is undeniable. Move-in ready and meticulously maintained, this property checks every box. Bring all your toys — RV access, generous parking, an 8x12 storage shed, and a 3-car garage complete with epoxy floors and a built-in workbench make storage a non-issue. Sitting just 200 feet off pavement and only two blocks from shopping and the highly sought-after Snowline School District, convenience is built right in. Commuters will love the direct Hwy 138 access — you're just 10 minutes to the Cajon Pass. And those mountain views and sunsets? Absolutely unmatched. Inside, the kitchen impresses with stainless steel appliances, granite countertops, new flooring and a walk-in pantry that will have you rethinking your grocery haul. All three bathrooms have been thoughtfully updated with designer tile showers and upgraded lighting — every inch intentional. The open-concept living space flows beautifully around a cozy wood-burning stove, perfect for those crisp high-desert evenings. Down the hall you'll find three well-sized bedrooms, including a junior suite with its own 4-piece bath and private exterior access — ideal for multigenerational living or guests. A bonus room rounds things out, ready to serve as a home office, gym, or 5th bedroom. The primary suite is a true retreat — oversized and set apart by a stunning custom barn door. Inside: dual vanity, soaking tub, separate shower, and walk-in closet. New water softener installed ** Fresh interior paint throughout ties it all together. Homes like this don't come around often in Phelan — especially on a cul-de-sac.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Tiffany La Cella · Realty ONE Group Empire

Payment estimate

$4,464

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,500 · Loan: $526,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,335
Property tax (1.25%)
$609
Homeowners insurance
$300
Mortgage insurance
$219
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $20,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.