(No pictures available yet)
$569,900
MLS: V1-36118
Beds
5
Baths
3
Sq Ft
2,818
Lot
0.31 ac
Year Built
2004
MLS #
V1-36118
Days on Market
11
Listed
Apr 30, 2026
Description
FHA Assumable Loan at 2.25% interest rate. Welcome to this spacious two story home ideally situated at the end of a quiet cul-de-sac on one of the largest lots in the community. Offering 5 bedrooms and 3 full bathrooms with approximately 2,818 sq ft of living space on a 13,382 sq ft lot, this home provides the perfect combination of size, functionality, and location.Step inside to a grand double height entry that opens to a bright living room and formal dining area, both featuring wall-to-wall carpeting and abundant natural light. The heart of the home is the open concept kitchen and family room, designed for everyday living and entertaining. The family room includes laminate flooring, a cozy fireplace, and a ceiling fan, while the spacious kitchen offers a center island, eat-bar seating, built-in dishwasher and microwave, and plenty of room to gather.The main level includes a versatile bedroom with laminate flooring, ideal for guests, a home office, or flex space. Upstairs, you'll find five additional bedrooms, all with wall-to-wall carpeting. The expansive primary suite is a true retreat, featuring a separate sitting area, walk-in closet, and an ensuite bathroom with dual sinks, a walk-in shower, and a soaking tub.Outside, enjoy a fully fenced backyard with patio area, perfect for relaxing or entertaining. With its oversized lot, generous floor plan, and prime cul-de-sac location, this home offers space, comfort, and endless potential.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$4,353
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,990 · Loan: $512,910
- Principal & Interest
- $3,245
- Property tax (1.25%)
- $594
- Homeowners insurance
- $300
- Mortgage insurance
- $214
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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