3700 Tracey Court
Bakersfield, CA, 93311
$435,000
MLS: V1-35913
Beds
4
Baths
3
Sq Ft
2,135
Lot
0.15 ac
Year Built
1992
MLS #
V1-35913
Days on Market
1
Listed
Apr 21, 2026
Description
Welcome to this 5-bedroom, 3-bath home in a quiet SW neighborhood near Mountain Vista Drive and Campus Park Drive offering 2,135 sq ft of versatile living space. The layout features a formal living room and formal dining room, plus a kitchen that opens to a family room currently used as a dining area, creating a seamless and flexible setup. Upstairs includes a Jack and Jill bathroom connecting secondary bedrooms. The spacious primary bedroom provides a comfortable and functional retreat. Step outside to a backyard designed for both relaxation and entertaining, complete with a massive, covered patio, an outdoor kitchen, and an additional patio area featuring rock accents and a pond. With multiple indoor and outdoor living areas, this home delivers space, flexibility, and strong entertaining potential at a great price. The home is also situated in the very popular and highly rated Stockdale High School District.
Location
Bakersfield, Kern County, CA 93311
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500
- Principal & Interest
- $2,405
- Property tax (1.25%)
- $453
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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