5023 Villa Bella
Bakersfield, CA, 93311
$449,000
MLS: NS26011376
Beds
4
Baths
2
Sq Ft
2,434
Lot
0.17 ac
Year Built
2006
MLS #
NS26011376
Days on Market
91
Listed
Jan 16, 2026
Description
Welcome to this delightful Southwest Bakersfield beauty! This 4-bedroom, 2-bath split-wing home features high ceilings and an open-concept floor plan with both a formal living area and a comfortable family room. The kitchen offers granite countertops and ample space for entertaining. Located in a great neighborhood near shopping centers and top-rated schools, with no solar to assume. Perfect for first-time homebuyers or anyone looking for a well kept home in a desirable area. Don't miss this great opportunity and schedule your private showing today!
Location
Bakersfield, Kern County, CA 93311
Open on Google Maps ↗Listed by: Belinda Estrada · Broker X
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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