37115 Zinnia Street
Palmdale, CA, 93550
$495,000
MLS: 26003841
Beds
4
Baths
2
Sq Ft
1,583
Lot
0.16 ac
Year Built
1989
MLS #
26003841
Days on Market
1
Listed
May 13, 2026
Description
Amazing Single-Story Home with 4 Bedrooms and 2 Bathrooms on a Spacious 6,819 Sq. Ft. Lot! This beautifully maintained home offers outstanding curb appeal and a bright, open floor plan designed for comfortable living and entertaining. Step through the front door into a welcoming living room featuring a cozy gas fireplace, perfect for relaxing evenings. The adjacent dining area is filled with natural light and flows seamlessly into a generously sized family room with views of the expansive backyard. Outside, you'll find a newer concrete patio slab, providing the ideal space for outdoor entertaining, barbecues, or simply enjoying the California sunshine. The modern kitchen is a standout feature, complete with a large farmhouse-style sink, custom countertops, stainless steel appliances, recessed lighting, and plenty of workspace for the home chef. Throughout the home, you'll appreciate upgraded laminate flooring that adds both style and durability. The spacious primary suite offers vaulted ceilings, a custom light fixture, a walk-in closet, and a sliding glass door with direct access to the backyard. Additional upgrades include a newer HVAC system, newer water heater, and a modern electronic thermostat for enhanced comfort and energy efficiency. Conveniently located near schools, parks, shopping, and freeway access, this move-in ready home combines comfort, style, and an excellent location. A must-see property!
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Joe Mayol · eXp Realty of California, Inc.
Payment estimate
$3,779
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
- Principal & Interest
- $2,778
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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