$492,000
MLS: SB26059606
Beds
4
Baths
3
Sq Ft
1,846
Lot
0.16 ac
Year Built
1989
MLS #
SB26059606
Days on Market
65
Listed
Mar 18, 2026
Description
Welcome to 37230 45th Street E in Palmdale — a well-maintained home offering comfort, space, and incredible potential. Pride of ownership is evident throughout, with the property having been thoughtfully cared for over the years while maintaining much of its original character. This inviting residence features a functional layout with generously sized living areas, abundant natural light, and a seamless flow that makes everyday living both comfortable and practical. The kitchen and bathrooms remain in their original condition, providing a fantastic opportunity for buyers to customize and update to their own style Situated on a spacious lot, the property offers plenty of room for outdoor enjoyment, entertaining, or future enhancements. Whether you’re a first-time buyer, investor, or someone looking to create a personalized dream home, this is a rare opportunity to own a solid, well-kept property with endless upside. Conveniently located near local schools, shopping, dining, and commuter routes, this home combines value, location, and potential — all in one. Some photos have been altered by ai digital enhancement
Location
Palmdale, Los Angeles County, CA 93552
Open on Google Maps ↗Listed by: Deborah Bush · Jason Mitchell Real Estate CA
Payment estimate
$3,790
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,200 · Loan: $442,800
- Principal & Interest
- $2,793
- Property tax (1.25%)
- $513
- Homeowners insurance
- $300
- Mortgage insurance
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,220 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93552 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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