3730 American Elm
San Bernardino, CA, 92407
$799,000
MLS: CV26063417
Beds
5
Baths
4
Sq Ft
2,994
Lot
0.17 ac
Year Built
2012
MLS #
CV26063417
Days on Market
8
Listed
Apr 13, 2026
Description
This is an Original Owner Lennar built home in Rosena Ranch. A Home within a home. A corner lot with Mountain Views. This 5 bedroom 4 bath home includes a rare NextGen Suite with private entrance, bedroom, bathroom, living space and a upgraded kitchenette that includes a convection oven, refrigerator, and washer and dryer. Perfect for in-laws or guests. Solar is paid for. An Added Transfer Switch hard wired for a Generator has been added. There is a Tandem Garage that fits 3 cars and has epoxy flooring. One bedroom and bathroom on first floor. Bonus Room on first floor can be used as office or sitting area even a TV included. The house has been freshly painted in the last year. Paakuma K-8 within the neighborhood. Beautiful Mountain Views! Rosena Ranch Recreation Center offers your family a state of the art facility with a Jr. Olympic lap pool, splash park, clubhouse and fitness center that includes a beach entry pool, spa, picnic area with barbeques and more.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Deide Nicastro · CENTURY 21 MASTERS
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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