3730 American Elm
San Bernardino, CA, 92407
$799,000
MLS: CV26063417
Beds
5
Baths
4
Sq Ft
2,994
Lot
0.17 ac
Year Built
2012
MLS #
CV26063417
Days on Market
8
Listed
Apr 13, 2026
Description
This is an Original Owner Lennar built home in Rosena Ranch. A Home within a home. A corner lot with Mountain Views. This 5 bedroom 4 bath home includes a rare NextGen Suite with private entrance, bedroom, bathroom, living space and a upgraded kitchenette that includes a convection oven, refrigerator, and washer and dryer. Perfect for in-laws or guests. Solar is paid for. An Added Transfer Switch hard wired for a Generator has been added. There is a Tandem Garage that fits 3 cars and has epoxy flooring. One bedroom and bathroom on first floor. Bonus Room on first floor can be used as office or sitting area even a TV included. The house has been freshly painted in the last year. Paakuma K-8 within the neighborhood. Beautiful Mountain Views! Rosena Ranch Recreation Center offers your family a state of the art facility with a Jr. Olympic lap pool, splash park, clubhouse and fitness center that includes a beach entry pool, spa, picnic area with barbeques and more.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Deide Nicastro · CENTURY 21 MASTERS
Payment estimate
$6,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,900 · Loan: $719,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,555
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $121
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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