3789 Luna Road
Phelan, CA, 92371
$699,900
MLS: PW26072452
Beds
4
Baths
4
Sq Ft
3,420
Lot
2.19 ac
Year Built
2007
MLS #
PW26072452
Days on Market
6
Listed
Apr 3, 2026
Description
A beautiful home with 4 bedroom and 4 bath sits on a 2.2 acres with plenty of room and privacy. Large master bedroom with fireplace. Bedrooms are very spacious. Many fruit trees around the property. Upgraded granite kitchen counter tops, wood floors through out. Spacious 4 car garage. Fenced all around with remote control gate. What an eye-catching residence this is, do not miss out.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Myong Rose · New Star Realty & Investment
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910
- Principal & Interest
- $3,870
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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