5131 Cygnet Road A-B
Phelan, CA, 92371
$680,000
MLS: IV26075745
Beds
6
Baths
5
Sq Ft
3,326
Lot
4.33 ac
Year Built
1991
MLS #
IV26075745
Days on Market
11
Listed
Apr 8, 2026
Description
TWO HOMES ON A 4.32 ACRE LOT WITH A BEAUTIFUL VIEW! The main custom built Ranch style home is 2054 Square feet, 3 bedrooms-2.5 bathrooms. The second home (manufactured on permanent foundation) is 1272 square feet 3 bedrooms-2 baths. The main home is has tile flooring, large open kitchen, indoor laundry, large master bathroom with separate Jacuzzi type tub and shower, dual sinks. The primary bedroom has a private patio to enjoy your morning coffee. The home also offers formal dining area and large family room, separate living room and front porch with custom built rock wall and landscaping. The home was recently restuccoed and new furnace installed, portions of the interior have been freshly painted. The second home with separate entrance offers an open floor plan, fireplace, large master bedroom and bathroom with separate tub and shower. Kitchen is open to dining area and family room. There is also an attached carport and separate Garage! The property is fenced and cross fenced, beautiful landscaping with mature trees. Don't miss this one!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: CAROL SMITH · Keller Williams Realty Phelan
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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